Bankruptcy Legal Information

Posted by on Jan 23, 2015 in Legal Help | 5 comments

Are you currently in a financial crisis which can soon lead to foreclosure? Perhaps you can find relief by familiarizing yourself with the bankruptcy laws of your state and you can do that by seeking free legal help for bankruptcy. A bankruptcy lawyer can help you decide whether you will discharge your debts or you will opt for a payment plan but since many individuals don’t want to damage their credit standing for a long time, they will want more options to choose from. Let’s just say that the homeowner finally decided to file for bankruptcy. In this case, you will need legal help immediately. Oftentimes, the financial capability of individual serves as the determining factor in seeking legal help; since you’re already filing for bankruptcy, you have very limited resources and hiring legal help may be the last thing on your mind. One thing’s for sure, filing bankruptcy entails a lot of paperwork. You must be able to prepare all the necessary paperwork accurately and completely. If you don’t know now to prepare all the papers, you will be at a complete loss. Hiring an experienced bankruptcy lawyer is the best way to handle all the paperwork. Debtors can rely on their lawyers during their financial crisis to meet all the court requirements in accordance with the bankruptcy laws. The reform laws of bankruptcy have made it even more difficult for debtors to comply with all the legal requirements these days and this is the reason why you need to choose and hire the best attorney in your area. Most of today’s bankruptcy attorneys charge over $1,000, just for the bankruptcy filings. Because of their limited resources, homeowners can’t afford such steep price. Some individuals resort to legal self help resources so that they can prepare all the paper work on their own. There are books and of course, the internet resources which can be of great help to these homeowners. Check out the courts websites in the US and there you can find copies of the various bankruptcy forms that you need to fill up. Most of the forms are self explanatory and for the ambiguous requirements, you can conduct further online searches to get simple explanations. This way, you can fill out the forms correctly. States have various bankruptcy laws and you can inquire in your local state government about the required forms. Local forms given in some states but if you can’t find the forms locally, you can download the forms online. You can also get the court’s contact info and request copies of the forms. If you have problems in filling out the forms, you can ask help from the bankruptcy court in your district; that way, the paperwork can be put to order. No one wants to file for bankruptcy but if there is no other choice, you need to comply with the bankruptcy requirements of your state. When you file for bankruptcy, it means that you’re already financially defeated. Bankruptcy lawyers are extremely expensive and this will be an additional burden on the part of the homeowners. There are ‘bankruptcy resources’ that you can turn to if you don’t want to spend any further on filling out the bankruptcy forms. Take advantage of these free legal bankruptcy help now and get over...

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Real Estate Related Legal Help

Posted by on Jan 23, 2015 in Legal Help | 1 comment

Have you ever encountered problems related to real estate? Sometimes, no matter how hard you try to avoid having a real estate problem, they just come and you’re uncertain about handling legal matters. You should be aware of the different laws and your rights as well as a property owner. You will need the proper legal help to deal with real estate matters. For instance, you have problems like property contracts, mortgage or lease, and other real property concerns; in this case, you will be dealing with legal matters which an ordinary individual (like you) might find it difficult to understand. You have to look for the best and most reputable attorney in your area so that you can handle all the legal matters smoothly. Working with a good attorney will surely cost you so you should know how to maximize the time spent during your consultations and discussions. Here are the things that you need to keep in mind if you have an appointment with your attorney: 1. Treat your appointment as a serious business meeting. Make sure that you wear the right kind of clothes which show self confidence and responsibility. You must provide all the needed information to your attorney so that you will be more comfortable dealing with each other. Make sure that the attorney speaks first before you do and try to bring important documents related to the case. 2. You must provide the attorney only with the true facts and information of the case. You have to be honest and make sure that you don’t hide anything from your attorney because this can cause future problems. That way, your attorney will also be more open and honest to you about your real estate problem. The attorney should be able to tell about your options and everything should be clear to you. 3. Once the attorney accepts your real estate problem, you should be aware about the costs it will involve. The attorney might give you a legal services or retainer agreement. You can also ask the attorney frankly about the fees involve so that there’ll be no surprises in the future. Both you and the attorney should be committed to the case to ensure success. Those are the things that you have to do once you meet with your chosen attorney or lawyer. Remember that it’s just an initial consultation and the decision to take the case or not will depend on the attorney. At this first meeting, you should be able to establish trust and good relationship with the legal attorney so that he or she will take the case. There are so many attorneys in the US and other countries. By checking the directory of US attorneys, you will find a reputable attorney which specializes in real estate who lives in your local area. It’s a good idea if your attorney lives in your locality because you can easily make an appointment. So if you encounter any real estate problem, get a real estate lawyer or attorney. Don’t forget to check the background of the attorney and how much real estate cases he or she handled in the past. You’re going to pay real good money for the attorney’s services so he or she should be the best in your area...

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Tips to Hire a Good Personal Injury Attorney

Posted by on Jan 23, 2015 in Legal Help | 2 comments

Wondering what to do when you have been in an accident, a slip and fall, or a workplace injury? If you have already spoken with in insurance provider for your insurer, it may be time to consider a personal injury attorney. The danger in running right out and hiring a personal injury attorney immediately after injury is that you will have to pay for their services out of whatever payout you ultimately get. So, it is typically wise to first speak with the relevant insurance provider and only then turn to legal alternatives. While speaking to the insurance company will in many situations resolve the issue completely, there may be some situations in which the insurance company either denies your claim entirely or decides to compensate you in a matter that is from your perspective insufficient. In such situations, the premium that you pay out to a personal injury attorney will come back to you in settlement damages many times over. Now, once you are convinced that you need a personal injury attorney, you have to put forth the effort of first finding the right person for your case. Here are a few tips on selecting the right attorney for you: There are a number of online databases of local and regional personal injury attorneys. While most of these are pay per listing or free submission, some actually do provide reviewing services. Even here, however, be wary of putting too much stock in a website’s recommendation as this information can be easily manipulated. Using this online database and your local yellow pages as a sort of general list, it then becomes imperative to narrow this list by looking at the credentials of a particular attorney. Probably the best way to do this is to call your local legal aid clinic, which is free. While these individuals are not in the business of providing recommendations, the bar in a particular city for personal injury usually consists of about fifty to one hundred attorneys, so amongst attorneys word gets around pretty quickly as to who is good and who is not. Another good resource is your city bar association. Your city bar will keep more general information about who has not been sanctioned by courts for malpractice and typically keeps a short list of recommended attorneys. But again, take this list with a grain of salt as there are manipulations going on behind the scenes here as well. Often a better tack is just to have a list of three or four attorneys you are considering and then call the bar association to hear their thoughts on each one. Referrals can be good if you know someone in the legal community. But if not, the best you will get out of a referral is a sort of ‘he/she isn’t incompetent.’ Because let’s face it, most clients have no idea whether the settlement they received was in actuality the best they could have. The final test should always be to meet with the attorney. In such a meeting you can discuss the payment method (contingency or flat-fee), but more importantly you want to try to assess if this individual seems competent. Note things like, what law school he/she attended? Did they pass the bar on their first try? How long have they...

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Trademarks Explained

Posted by on Jan 23, 2015 in Legal Help | 0 comments

They’re everywhere you look, and yet do you really know what they are? Trademarks are a strange animal and it’s necessary that you get to know them if you have business endeavors of any kind. Whether you’re making your own trademark or using other trademarks, there’s a whole lot to learn. The definition of trademark is a pretty simple one. It’s only later that the topic gets complicated. Basically, a trademark is just a sign of some kind that distinguishes a company from all the rest. Trademarks sit under the umbrella of “intellectual property.” A trademark can come in many different forms. Maybe it’s am image or a a turn of phrase. Paris Hilton was recently poked fun at for trademarking the phrase “that’s hot.” Indeed, there’s a lot of controversy over what can and should be trademarked. Are you thinking about buying some intellectual property? If you do, you will be able to take people to court if they use your trademark without permission. It’s important that your company has a signature and unless it’s protected, it’s useless and can be used by just about anyone. A trademark might seem a simple concept enough, but if you overlook the issue, it could cost you a lot down the road. When talking about trademarks, you’re bound to get into some murky water. For instance, some marks, logos, phrases, images, etc, become trademarks over time, if by chance they simply grow to become synonymous with a particular product or service. When we think of trademarks in this way, it’s pretty apparent that a trademark is not a narrow concept at all. Anything that conspicuously distinguishes something from something else, in a sense, can technically be a trademark. What about those little circles with the “TM” and “R” in them? What do they mean? The “TM” refers to trademark and the “R” refers to a registered trademark. While they serve as gentle reminders that the trademark is protected by law, they aren’t necessary. There are both unregistered and registered trademarks out there, the latter obviously carrying more weight in a court of law. Most of the trademarks you see on TV and in magazines are registered. Just as with physical property, intellectual property – when handled in court – is dealt with based on its jurisdiction. There are five basic kinds of trademarks: distinctive, arbitrary, suggestive, descriptive, and generic. On the other hand, there are some symbols that can never be used in trademarks, like national flags. It’s also important to note that national and international trademark law vary, so especially if you are conducing business overseas, you should be aware of that. A trademark can open your company up to all kinds of business and separate it from the pack, but if it’s not formed carefully, it may misrepresent and misdirect your company. So choose your trademark intelligently and make sure you understand the law backing it up so that you can put it to good...

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How To Fight Speeding Tickets

Posted by on Jan 23, 2015 in Legal Help 2 | 1 comment

Speeding tickets are no fun. If you are pulled over for speeding and issued a citation legally, you do not need a lawyer unless you were also driving recklessly and are also cited for reckless driving. Speeding tickets are fairly straight forward, for the most part. However, depending on how much over the speed limit you were driving and which state you live in, your vehicle could be impounded (typically 40 mph over the speed limit). Additionally in some states, if you are under 18, your license may become suspended. But, if none of these conditions apply to you, you have the right to do two things: either pay the ticket, usually through mail, or else dispute the charge against you. After becoming aware of the law, I learned that anyone who pleads guilty on speeding tickets where they were cited for not speeding at all or cited for not going too much over the speed limit, subjects himself to unnecessary punishment from the law, since most speeding tickets of this type can be dismissed. I had a friend who was once cited for speeding when he was not and decided to fight the ticket. So how do I fight a speeding ticket if I don’t think I was speeding? Courts do not like to waste time and taxpayer dollars on petty crimes. To dispute a speeding ticket, you must within 10 days in most instances either sign the portion of the ticket that says “not guilty” and mail it to the place where you would send the payment for the fine or write a letter of dispute with the ticket number included in the letter, as well as your reasons for disputing the charges. In the written dispute, you must include ticket numbers, the date the ticket was received, the “act and section of the defense,” and your personal information. Thus, it depends on the state, but for the most part, states have a writing address where the dispute can be mailed. Check with your local county clerk to learn where to mail the dispute form. After you have completed the dispute form, you will then wait to hear from the proper authorities, which will mail you a letter stating the date that your hearing will start. Make sure you attend the hearing and try to be at the courtroom at least 15 minutes prior to the start of the court hearing. When the judge or district magistrate in some cases asks you how you plea, make sure you plead not guilty. He will then ask you to tell your story. As in my friend’s case above, he simply told him what had happened. He told the judge that when he saw the cop he looked at his speedometer and he was only going 35 mph in a 35 mph zone. The cop had cited him for going over 45 mph in the 35 mph zone. The cop was there and he conceded. At this point the judge will decide if your case is worthy of continuance and may possibly throw out the case or in the case of a district magistrate will decide your case; otherwise, in the case of a judge, you may be summoned to appear at another hearing at which your case will be...

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